I’m trying to load epayment.phtml file in checkout/onepage payment information section.

Page can’t loaded in checkout/onepage payment information section.

this is my code.

app\design\frontend\coolbaby\default\template\checkout\onepage\payment\methods.phtml

<!-- load epatment page--> <?php      echo $  this->getLayout()->createBlock('core/template')->setTemplate('epayment/index.phtml')->toHtml();  ?> <!-- load epatment page--> 

Epayment.xml: app\design\frontend\coolbaby\default\layout\epayment.xml

<?xml version="1.0"?>    <layout version="0.1.0">      <epayment_index_index>        <reference name="root">          <action method="setTemplate"><template>page/1column.phtml</template></action>        </reference>        <reference name="content">          <block type="epayment/index" name="epayment_index" template="epayment/index.phtml"/>        </reference>      </epayment_index_index>    </layout>