First, I have no savings account. I earn about 98,000 naira working for a telecom company for over 5 years now. regarding funds parking, I sold my car for about 850,000 naira the first week of February and the money was paid in my salary account. That’s the only account I have.

I transferred 100,000 naira to my sibling and 95,000 naira to my cousin. I’m trying to spread the money out so it doesn’t look like I’m money parking. I want to activate an account now and transfer the rest of the money there bit by bit. It has been dormant for a long time. Must I wait 6 months before I can present it? Is that a good idea?

I will truly appreciate your advice. Can I state I’m spending 3 weeks in the UK with a week of unpaid salary because two weeks may not be enough to visit her entire family? Please I need your advice. Thank you.