My Canadian bank has an extremely sensitive anti-fraud mechanism that treats all foreign transactions as “suspicious”. I do not need those anti-fraud measures (I’m okay with taking the risk) and want to be able to use the card worldwide without ever calling my bank to let them know I’m traveling somewhere. For example my European bank was by far less mistrustful of foreign transactions and the concept of calling your bank before you travel would leave most Europeans quite confused.
Is there a key phrase I can use to demand that the bank switches off all anti-fraud measures on my card? I’ve tried speaking to my bank about it and the answer was “no” but perhaps there’s a trick to achieving what I need, e.g. I need to disable some sort of an insurance provided by Visa?
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