I graduate this spring from university and I want to treat myself to something special. So far I have $ 300 saved up in my “travel savings” account but obviously, that’s not enough. I have racked up $ 4,000 in credit card debt from 4 different cards (I paid off one since the balance was only $ 145), don’t judge me I know, I don’t know how I let myself get out control. I’m only getting back a little over $ 1000 for the tax refund. If I can’t travel, then I was thinking of taking language classes in this language school and that costs $ 600+, so I could just save up the rest and use the refund to pay 1/4 of my credit card debt. One of my credit cards has 2 years no interest, so if I don’t pay that by Apri. of 2019, I’m ****** and that card has $ 1,500. I do plan on working full time, but I wanted to enjoy this summer before becoming a corporate slave. Oh, and I also owe $ 15,000 in student loans and you know how we have a 6 month grace period to start paying. you aren’t going to believe this but I’m an accounting major
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