Hi. after leaving my job bc of happiness and taking a pay decrease, i racked up my credit cards to never be late on my payments on my other bills. so my payments are 100% on time but i cant seem to get approved for a debt consolidation loan. im finally at a job for a long time now making alot more money just cant seem to catch up. any suggestions on a loan company that will approve me if i pay off all of my debt? (15k) my credit score is 650 due to debt to ratio & inquiries.
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