Hi! So for the last 5 years I ve been looking into buying an 05 Lotus Elise, I ve been building my credit (Its 726 now) and i ve been saving money for the down payment (It ll be $ 10,000) I ve talked to multiple dealerships all of them have said i d be approved as long as my credit is great and I have a large down payment. The main problems that there s literally none even remotely close to me I live in MO and all of the Elises within my price range ($ 30,000 is the highest they said I could be approved for) are always in CA/OR/FL or AZ. I haven t purchased a car before. I honestly don t know anything about the process, So my first question would be- If I bought the Lotus from one of those states, would I have to pay sales tax for MO and the other state? One of the dealers said being in a different state would effect how likely I would approved but all the others said it wouldn t does anyone know if it does? My last question would be, How likely I am to actually get approved. All the dealerships said I d be approved as long as my credit s great and I have a large down payment but I know they try their best to tell you what you want to hear. I m 19, My credit is currently 726, My down payment will be $ 10,000 the car costs $ 22,000-$ 30,000 and I most likely won t have a cosigner. ANY information or tips about buying a used car would help even if it s not regarding the questions I asked thank you! And please. don’t tell me it’s not a good idea to purchase this type of car at my age. I understand the insurance will be horrible and that the payments will be very high. I know this isn’t necessarily a good idea and it’s a big responsibility, I’ve been researching all the costs and planning on what I would need to do to pay for them since I was 14, and I’ve been saving money for the last two years. I will get this car no matter how difficult it may be.
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